Home Repair

The SHIP Home Repair Program assists low and very low income homeowners with critical repairs.  Items eligible for repair include roof, heating and cooling, plumbing, electrical, and accessibility repairs.  Currently the home repair application process is closed.

If you would like to be notified when funding becomes available and when the application process will begin, please fill out the SHIP Home Repair Notification Request form below. 

Frequently Asked Questions

Home Repair Screening Notification Request Form
Home Repair Screening Notification Request Form

The SHIP Home Repair application process is now closed.  For households in need of home repairs, please contact the Housing Programs office at 352-337-6284.

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How do I qualify?
How do I qualify?

In order to qualify, you must meet the following criteria:

  • The assisted unit must be owner occupied, the primary residence of the owner, must be located in Alachua County, and outside the City of Gainesville.
  • Property taxes must be paid current on the unit to be assisted.
  • Homeowner must be very low or low income depending on funding source.
  • Each unit, with the exception of emergency repairs, must meet and may exceed minimum housing code.
  • Meet other requirements depending on funding source.
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What income category does the program serve?
What income category does the program serve?

All households must be either very low or low income households.​

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What projects are eligible?
What projects are eligible?

Emergency repairs, moderate rehabilitation of substandard housing, major housing rehabilitation, and in some cases home replacement.​

Items eligible for critical home repair are: roof, heating and cooling, plumbing, electrical and accessibility repairs.

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What are the terms of the loan?
What are the terms of the loan?

Funding is provided in the form of a zero-interest, deferred payment loan.​

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